How we communicate with you and how you can control what you receive.
Last Updated: January 1, 2024
12monthsloansbadcredit.com is committed to truthful, transparent, and non-deceptive marketing practices. All marketing materials accurately represent our services as a loan connection platform — not a direct lender. We do not make guarantees about loan approval and do not misrepresent loan terms, rates, or fees.
We may send you emails related to your loan request, account activity, and marketing communications about financial products that may interest you. All marketing emails include a clear way to opt out. We comply with the CAN-SPAM Act for all commercial email communications.
With your consent, we may send you text messages related to your loan request or promotional offers. Message and data rates may apply. You can opt out of SMS communications at any time by replying "STOP" to any text message you receive from us.
We and participating lenders may call you at the phone number you provide. Calls may be made using automated telephone dialing systems or pre-recorded messages, where permitted by law.
We may send you physical mail at the address you provide. To opt out of postal marketing, contact us at the address below.
With your consent, we may share your contact information with select third-party financial services companies. You can opt out of third-party marketing at any time by visiting our Do Not Sell page or contacting us at 12monthsloansbadcredit@maillin.me.
We strictly prohibit the following practices in our own marketing and in marketing conducted on our behalf:
In compliance with the CAN-SPAM Act, all commercial email communications from us will identify the message as an advertisement where applicable, include our physical mailing address, provide a clear unsubscribe mechanism, and honor opt-out requests within 10 business days.
We comply with the Telephone Consumer Protection Act (TCPA). We will not contact you via automated calls, text messages, or pre-recorded messages without your prior express written consent. To revoke consent, contact us at 1-800-555-0192 or 12monthsloansbadcredit@maillin.me.